Directory
The bureaus and agencies that decide your approvals.
Three national bureaus carry your credit file, and two specialty agencies quietly influence insurance pricing and business banking. Here is how to reach each of them.
Experian
One of the three national credit bureaus lenders pull for approvals and pricing.
1-888-397-3742Request your report (opens in a new tab)Equifax
One of the three national credit bureaus lenders pull for approvals and pricing.
1-800-525-6285Request your report (opens in a new tab)TransUnion
One of the three national credit bureaus lenders pull for approvals and pricing.
1-800-680-7289Request your report (opens in a new tab)LexisNexis
Holds an insurance and public-record consumer file that lenders also pull.
1-888-497-0011Request your report (opens in a new tab)ChexSystems
Tracks banking history and can block new business checking accounts.
1-800-428-9623Request your report (opens in a new tab)Talk to a credit advisor first.
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